Articles
Vol 20 No 1 (2025)
Fenomena rendahnya literasi keuangan digital menjadi tantangan dalam mendorong inklusi keuangan yang merata. Maraknya isu kesehatan mental di kalangan generasi muda, termasuk mahasiswa, juga turut mencerminkan tekanan psikologis akibat ketidakstabilan finansial. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui kuesioner kepada 176 responden yang dipilih secara purposive. Analisis data dilakukan dengan regresi linear sederhana, serta diuji asumsi klasik seperti normalitas, linearitas, linearitas, dan heteroskedastisitas. Hasil penelitian menunjukkan bahwa digital financial literacy berpengaruh positif terhadap financial anxiety, dibuktikan dengan nilai signifikansi sebesar 0,000 (p < 0,05) dan koefisien regresi positif (H1 ditolak). Model regresi yang digunakan juga terbukti valid dan memenuhi syarat statistik. Meskipun kontribusi digital financial literacy terhadap variasi kecemasan keuangan hanya sebesar 10,3%, hasil ini tetap menunjukkan pentingnya peningkatan kapasitas literasi keuangan digital di kalangan masyarakat. Hasil penelitian ini memperkuat urgensi transformasi pembelajaran akuntansi agar lebih kontekstual, aplikatif, dan responsif terhadap tantangan zaman, termasuk dinamika digitalisasi dan kesejahteraan mental mahasiswa sebagai generasi produktif masa depan.
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