STRATEGI PENGELOLAAN KEUANGAN TERKAIT INVESTASI PENDIDIKAN DAN PEMANFAATAN PELUANG BEASISWA BAGI KELUARGA PADA KWT SEKAR WANGI

Abstract

Education is a long-term investment that plays a crucial role in improving the quality of human resources and family socioeconomic mobility. However, the rising cost of higher education demands careful financial planning. This community service activity aims to improve the financial literacy of the women of the Sekar Wangi Nusupan Women Farmers Group (KWT), Trihanggo, Gamping, Sleman, Yogyakarta, specifically in managing family finances related to educational investments and utilizing scholarship opportunities. The methods used were lectures, discussions, and questions and answers, covering educational planning strategies, establishing savings and investment instruments, and training in finding and applying for scholarships. The results of the activity indicate that improving financial literacy, diversifying investment instruments, and utilizing government and private scholarships can strengthen family financial resilience and open wider access to education for children. The conclusion of this activity confirms that empowering women through financial education and collaborative networking is an effective strategy for overcoming financial constraints, supporting educational sustainability, and sustainably improving family welfare.